Florida’s Personal Injury Protection statute and its 14-day rule are a source of great confusion for Florida drivers. People have a better understanding of the statute and rule today. But there are still times when Florida's PIP statute confuses injury victims about what PIP covers and what the 14-day limit...
Tag: personal injury protection
Emergency Medical Condition and Personal Injury Protection
Generally speaking, Florida residents do not understand personal injury protection (“PIP”). Further, Emergency Medical Condition (“EMC”) requirements are one of the most misunderstood aspects of PIP. Legislators invented the term EMC. Medical schools don't teach physicians EMCs. That invention is why so many do not understand EMC and how it...
The Myth of Full Coverage Insurance
Many drivers on Florida roadways believe that they have “full coverage.” To most people that means they have every available car insurance coverage. However, the opposite is often the truth. That is because full coverage auto insurance does not exist in Florida. Insurance laws vary by state. Therefore, what “full...